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Real Estate Settlement Procedures Act

Real Estate - Is it illegal to reward attorneys for referring clients that end up doing a real estate or mortage transaction? I have checked with several people (real estate brokers included) and am getting various opinions. I do not want to violate the RESPA statute.

Preparations For Selling a Home

Most buyers fall into one of three categories, he says. You'll find buyers searching for a dream home, buyers looking for a great home at a fair price and buyers scouring for the next bargain. The dream-home searchers will probably pay full price if they find the place they want. The great-home shoppers aren't going to offer full price but will be especially willing to negotiate. The bargain hunters? They thrive on finding the best price and may be looking for a fixer-upper.

What is a Short Sale in Real Estate

"Real Estate Short Sale" During a mortgage reinstatement period it becomes clear that the property's fair market value is less than its mortgage balance due. When that happens, the real estate listing agent confronts the mortgage lender to accept a "short sale." That means the lender agrees to accept less than the mortgage balance as full payment of the mortgage.

Foreclosure Lawsuit Notice of Default

THE JUDICIAL FORECLOSURE LAWSUIT OR NOTICE OF DEFAULT. Until the mortgage lender gives up on the borrower, the public usually does not know there is a problem. When lenders records a judicial foreclosure lawsuit on a mortgage, or files a notice of default on a deed of trust, the borrower's default becomes public knowledge at the court house.

Home Purchase Mortgage Closing Cost

Real Estate - Many American consumers overpay by thousands of dollars in total closing costs when they purchase their homes, according to a new nationwide report from the Urban Institute. The study found that there are significant and unsupported variations in loan charges, title fees and other closing costs charged to homebuyers, and that minority borrowers pay hundreds of dollars more in total loan origination fees than do non-minority homebuyers.