Condo Unit Owner's Insurance - Insuring a condominium is different than insuring a home. And the biggest difference is knowing where your responsibilities begin and end. That’s why it really pays to work with a knowledgeable insurance agent.
Your Condo Insurance Coverage Options
Your condo association buys insurance for the building and common areas. In choosing your condo policy, you should consider the areas of the building that you own, your personal belongings, and any safety systems you have in place.
Ask your independent insurance agent to help you specific insurance needs.
- Which areas of the structure am I responsible for?
- Can you talk me through my condo’s interior features and the things I own, so I can make an informed decision about coverage?
- Are discounts available to me if I carry multiple policies, or have a security system and fire resistance?