Homeowners Insurance - Selecting the correct amount of insurance coverage

  • If your home was destroyed by fire or damaged by a natural disaster, you’d need money to repair or replace it.
  • If a guest in your home is injured, liability protection and medical coverage help pay expenses.
  • If you are a victim of theft and vandalism, insurance can reimburse you for your loss or pay for repairs.
  • If you are still paying for your home, your lender will require insurance.

Your Home Insurance Coverage Options - Whether you’re a home or condo owner, a renter, or a landlord, many insurance companies offer insurance policies to fit your needs, and help in choosing the insurance coverage that gives you the best value for the best price.

Types of Homeowner coverage for their homes.

Protection for Your Home "Property or Dwelling Coverage" - This typically pays to repair or rebuild your home if it’s damaged or destroyed by an insured event like a kitchen fire or windstorm.