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Real Estate - Owning a home is one key to the "American Dream", but with foreclosure rates at a 50-year high in the U.S. it has never been more important to be a careful home buyer. Below are four steps most first-time home buyers should take before buying a home:
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Warranties for Newly Built Homes: Know Your Options - For many people, a home is the most expensive purchase they ever make. It’s no wonder, then, that buyers of newly built homes are interested in warranties, which promise to repair or replace certain elements of the home, if necessary, within a certain time. According to the Federal Trade Commission, the nation’s consumer protection agency, if you’re considering a home warranty it’s important to understand what it covers, how to make a claim, and the process for resolving disputes that may arise between you and the builder or warranty company.
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Time and Time Again: Buying and Selling Timeshares and Vacation Plans - The thought of owning a vacation home may sound appealing, but the year-round responsibility and expense that come with it may not. Purchasing a timeshare or vacation plan may be an alternative. If you consider a timeshare or vacation plan, the Federal Trade Commission (FTC), the nation’s consumer protection agency, says it’s a good idea to do some homework.
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